Experienced Insurance Premium Financier with Authority to Transact in 49 States

South Central U.S.
Capital Markets; Other Financial Services
Client Code: BN000048256
Revenue (Consolidated): $3,446,794
EBITDA (Consolidated): $1,698,388

The company operates as an independent lender that finances property and casualty insurance premiums for commercial & personal lines. The company is authorized to transact in the Contiguous U.S.

Key Aspects
  • More than 29 years of business operations with extensive internal fraud prevention techniques
  • Experienced staff totaling more than 129 years of cumulative experience in the premium finance industry
  • With licensing & authorization to transact in 48 states
  • Strong direct sales strategies in place
  • Member of the New York, Texas, and National Premium Finance Associations
  • Hire additional direct sales reps in other strategic locations to increase sales
  • Develop referral system for banks with non-real estate portfolios, as well as with wholesale insurance brokerages or insurance companies
  • In Q2 2023, the company is onboarding a client, which is projected to increase the personal lines annual loan volume by more than 20% and the company's overall loan portfolio by more than $4 million, according to ownership
  • Pursue additional commercial and personal loan segments with increased capital requirements
  • South Central, U.S.
Current Markets
  • The company serves independent retail insurance agencies and wholesale general agents in the contiguous U.S. The company's target market includes loans of less than $250,000 in retail, mid-market, and wholesale channels. The company's indirect client base are individuals whose premiums are financed.
Real Estate
  • The company operates from an 1,800 square-foot office space, which is leased from an affiliated entity. Ownership is open to leasing the space post-sale.